{"id":94,"date":"2020-07-14T16:41:38","date_gmt":"2020-07-14T08:41:38","guid":{"rendered":"https:\/\/alwahidaismail.com\/blog\/?p=94"},"modified":"2021-07-05T12:14:15","modified_gmt":"2021-07-05T04:14:15","slug":"hoc-2020-peluang-beli-rumah-pada-harga-lebih-rendah","status":"publish","type":"post","link":"https:\/\/alwahidaismail.com\/blog\/hoc-2020-peluang-beli-rumah-pada-harga-lebih-rendah\/","title":{"rendered":"Beli rumah baru: Peluang Beli Rumah Pada Harga Lebih Rendah ketika HOC 2020"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"698\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/ebefcba8b900704c6133ab6eb7ead4d4.jpg\" alt=\"\" class=\"wp-image-99\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/ebefcba8b900704c6133ab6eb7ead4d4.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/ebefcba8b900704c6133ab6eb7ead4d4-300x204.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/ebefcba8b900704c6133ab6eb7ead4d4-768x524.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/ebefcba8b900704c6133ab6eb7ead4d4-624x425.jpg 624w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Rancangan Pemulihan Ekonomi Jangka Pendek (PENJANA) telah memperkenalkan semula HOC 2020 akibat Covid-19 yang menjejaskan ekonomi Negara.<\/p>\n\n\n\n<p>Ketidakseimbangan permintaan-permintaan di pasaran hartanah telah meningkat sejak tahun 2015. Hal ini berlaku bukanlah kerana peraturan pemberian pinjaman perumahan yang ketat, tetapi kerana harga rumah yang agak tinggi dan tak mampu milik.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Flipping-Property-1024x768.jpg\" alt=\"\" class=\"wp-image-100\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Flipping-Property-1024x768.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Flipping-Property-300x225.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Flipping-Property-768x576.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Flipping-Property-1536x1152.jpg 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Flipping-Property-624x468.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Flipping-Property-240x180.jpg 240w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Flipping-Property.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Mantan Menteri Kewangan, Lim Guan Eng telah memperkenalkan kempen nasional yang disebut Kempen Pemilikan Rumah (HOC) pada tahun 2019 untuk membantu menyelesaikan masalah ini serta mendorong pemilikan rumah di Malaysia.<\/p>\n\n\n\n<p>Tahun ini (2020), kita semua telah mengalami impak yang agak besar akibat Wabak Covid-19. Ekonomi Malaysia juga telah terjejas teruk. Maka dengan itu, Perdana Menteri Malaysia telah memperkenalkan Rancangan Pemulihan Ekonomi Jangka Pendek (PENJANA) bagi meransang semula ekonomi Negara. Salah satu inisiatif yang terkandung dalam Rancangan tersebut adalah pengenalan semula HOC 2020.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/alwahidaismail.com\/projek-mega-perak\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/02\/Webp.net-gifmaker-9.gif\" alt=\"\" class=\"wp-image-489\" width=\"769\" height=\"335\"\/><\/a><figcaption><strong>PERMOHONAN FASA TERAKHIR BANDAR BARU SETIA AWAN PERDANA &#8211; RM192,000<\/strong><\/figcaption><\/figure>\n\n\n\n<p>kempen ini diperkenalkan adalah untuk membantu Rakyat Malaysia untuk memiliki rumah kediaman sendiri. Berikut adalah beberapa perkara yang patut kita ketahui mengenai HOC ini.<\/p>\n\n\n\n<p><span style=\"color: #0000ff;\"><strong>Siapakah yang layak mendapat HOC dan apa promosi yang ditawarkan?<\/strong><\/span><\/p>\n\n\n\n<p>Dari 1 Jun 2020 hingga 31 Mei 2021, semua warganegara Malaysia yang ingin membeli rumah (berharga lebih dari RM100,000 dan tidak lebih daripada RM2.5 juta) akan menikmati diskaun minimum 10% (ada kemungkinan ia akan lebih) bergantung kepada pemaju.<\/p>\n\n\n\n<p>Selain itu, anda juga akan mendapat pengecualian duti setem 100%. <\/p>\n\n\n\n<p><span style=\"font-size: 14pt;\"><span style=\"color: #ff0000;\">P\/S: Jika anda ingin membuat semakan anggaran kelayakan <strong>(LPPSA &amp; BANK)<\/strong> atau semak lokasi perumahan baru<\/span>, <a href=\"https:\/\/alwahidaismail.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>KLIK SINI.<\/strong><\/a><\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/senarai-perumahan-baru\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"455\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/02\/Untitled-2021-01-27T010901.896-1024x455.jpg\" alt=\"\" class=\"wp-image-469\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/02\/Untitled-2021-01-27T010901.896-1024x455.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/02\/Untitled-2021-01-27T010901.896-300x133.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/02\/Untitled-2021-01-27T010901.896-768x342.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/02\/Untitled-2021-01-27T010901.896-1536x683.jpg 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/02\/Untitled-2021-01-27T010901.896-624x278.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/02\/Untitled-2021-01-27T010901.896.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption><strong><a rel=\"noreferrer noopener\" href=\"https:\/\/alwahidaismail.com\/senarai-perumahan-baru\/\" target=\"_blank\">MAKLUMAT LANJUT, KLIK DI SINI<\/a><\/strong><\/figcaption><\/figure>\n\n\n\n<p>Selain itu, hartanah yang layak di Semenanjung Malaysia WAJIB didaftarkan dengan Persatuan Pemaju Hartanah dan Perumahan (REHDA) Malaysia. Sebaliknya, untuk Sabah dan Sarawak, hartanah yang layak mesti didaftarkan dengan Persatuan Pemaju Perumahan dan Hartanah Sabah (SHAREDA) dan Persatuan Pemaju Perumahan dan Hartanah Sarawak (SHEDA).<\/p>\n\n\n\n<p>Sekiranya anda membeli rumah bernilai RM550,000, ini kiraan yang boleh anda bezakan antara HOC dan tanpa HOC:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Beige-and-Gray-Minimalist-Quote-Instagram-Post-1-1024x1024.png\" alt=\"\" class=\"wp-image-98\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Beige-and-Gray-Minimalist-Quote-Instagram-Post-1-1024x1024.png 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Beige-and-Gray-Minimalist-Quote-Instagram-Post-1-300x300.png 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Beige-and-Gray-Minimalist-Quote-Instagram-Post-1-150x150.png 150w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Beige-and-Gray-Minimalist-Quote-Instagram-Post-1-768x768.png 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Beige-and-Gray-Minimalist-Quote-Instagram-Post-1-1536x1536.png 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Beige-and-Gray-Minimalist-Quote-Instagram-Post-1-2048x2048.png 2048w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Beige-and-Gray-Minimalist-Quote-Instagram-Post-1-624x624.png 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Beige-and-Gray-Minimalist-Quote-Instagram-Post-1-180x180.png 180w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/07\/Beige-and-Gray-Minimalist-Quote-Instagram-Post-1-60x60.png 60w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Tanpa HOC, anda perlu membayar lebih banyak berbanding adanya kemudahan HOC. kiraan ini adalah berdasarkan Kalkulator Pinjaman Kediaman &amp; Stamp Duty Loanstreet.<\/p>\n\n\n\n<p><span style=\"font-size: 14pt;\"><span style=\"color: #ff0000;\">P\/S: Jika anda ingin membuat semakan anggaran kelayakan <strong>(LPPSA &amp; BANK)<\/strong> atau semak lokasi perumahan baru<\/span>, <a href=\"https:\/\/alwahidaismail.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>KLIK SINI.<\/strong><\/a><\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/projek-perumahan-baru\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"614\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Webp.net-gifmaker-33-1-1024x614.gif\" alt=\"\" class=\"wp-image-1069\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Webp.net-gifmaker-33-1-1024x614.gif 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Webp.net-gifmaker-33-1-300x180.gif 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Webp.net-gifmaker-33-1-768x461.gif 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Webp.net-gifmaker-33-1-1536x922.gif 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Webp.net-gifmaker-33-1-2048x1229.gif 2048w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Webp.net-gifmaker-33-1-624x374.gif 624w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption><strong><a href=\"https:\/\/alwahidaismail.com\/senarai-perumahan-baru\/\" target=\"_blank\" rel=\"noreferrer noopener\">KLIK DI SINI<\/a><\/strong><\/figcaption><\/figure>\n\n\n\n<p>\u261f Kongsikan untuk hebahan &amp; manfaat bersama.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rancangan Pemulihan Ekonomi Jangka Pendek (PENJANA) telah memperkenalkan semula HOC 2020 akibat Covid-19 yang menjejaskan ekonomi Negara. Ketidakseimbangan permintaan-permintaan di pasaran hartanah telah meningkat sejak tahun 2015. Hal ini berlaku&#8230; <a href=\"https:\/\/alwahidaismail.com\/blog\/hoc-2020-peluang-beli-rumah-pada-harga-lebih-rendah\/\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-94","post","type-post","status-publish","format-standard","hentry","category-tips-info-hartanah"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/94","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/comments?post=94"}],"version-history":[{"count":23,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/94\/revisions"}],"predecessor-version":[{"id":1457,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/94\/revisions\/1457"}],"wp:attachment":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media?parent=94"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/categories?post=94"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/tags?post=94"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}