{"id":18,"date":"2020-05-31T12:28:11","date_gmt":"2020-05-31T04:28:11","guid":{"rendered":"https:\/\/alwahidaismail.com\/blog\/?p=18"},"modified":"2021-06-28T23:43:57","modified_gmt":"2021-06-28T15:43:57","slug":"beli-rumah-atau-sewa-mana-lebih-baik","status":"publish","type":"post","link":"https:\/\/alwahidaismail.com\/blog\/beli-rumah-atau-sewa-mana-lebih-baik\/","title":{"rendered":"Beli Rumah atau Sewa, Mana Lebih Baik."},"content":{"rendered":"\n<p>Beli Rumah atau Sewa? Keputusan untuk membeli rumah adalah satu keputusan peribadi yang besar kerana hartanah merupakan aset pelaburan yang mahal. Anda perlu memastikan belanjawan kewangan yang bagus sebelum membeli supaya rumah tersebut tidak menjadi BEBAN kewangan kepada anda.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"649\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/05\/Untitled-36-1536x974-2-1024x649.jpg\" alt=\"\" class=\"wp-image-24\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/05\/Untitled-36-1536x974-2-1024x649.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/05\/Untitled-36-1536x974-2-300x190.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/05\/Untitled-36-1536x974-2-768x487.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/05\/Untitled-36-1536x974-2-624x396.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/05\/Untitled-36-1536x974-2.jpg 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>sekiranya anda masih dalam keadaan kurang pasti samada ingin terus membeli rumah atau menyewa, elok juga sekiranya anda ambil keputusan menyewa dahulu sementara anda merancang simpanan untuk membeli rumah impian anda.<\/p>\n\n\n\n<p>Pendapat individu dalam hal ini pasti berbeza, kerana kedua-duanya mempunyai kelebihan dan keburukan. Maka, untuk anda membuat keputusan samada \u201cBeli atau Sewa, Mana Lebih Baik?\u201d, di sini saya senaraikan antara beberapa kelebihan dan keburukan beli rumah sendiri berbanding menyewa;<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><a href=\"https:\/\/fadzliaziz.onpay.my\/order\/form\/BukanSekadarCinta\/Alwahida_Ismail\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"584\" height=\"540\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/Webp.net-gifmaker-27-2.gif\" alt=\"\" class=\"wp-image-876\"\/><\/a><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Kelebihan:<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Rumah tersebut akan terus menjadi MILIK ANDA setelah anda selesai membayar semua pinjaman rumah tersebut dan tidak perlu lagi risau untuk berpindah-randah mencari rumah lain untuk didiami seperti menyewa.<\/li><li>Anda Bebas mengubahsuai rumah tersebut tanpa perlu meminta izin dengan tuan tanah. Pengubahsuaian ini juga akan meningkatkan nilai hartanah anda sekiranya anda mengambil keputusan untuk menjual di masa akan datang.<\/li><li>Hakikatnya untuk jangka masa panjang, membeli rumah adalah lebih murah berbanding membayar sewa. Demikian kerana anda tidak lagi perlu membayar sewa sepanjang hidup anda dan setelah beberapa tahun rumah tersebut akan menjadi milik anda sepenuhnya.<\/li><li>Kesihatan kredit anda akan nampak lebih sihat dan bagus sekiranya anda berjaya membayar ansuran bulanan rumah dengan baik setiap bulan.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/senarai-perumahan-baru\/\"><img loading=\"lazy\" decoding=\"async\" width=\"940\" height=\"788\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/Webp.net-gifmaker-23.gif\" alt=\"\" class=\"wp-image-764\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Keburukan:<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Anda perlu mengeluarkan sejumlah kos bagi membayar deposit, booking dan komitmen bulanan ansuran rumah anda. kegagalan anda untuk membayar ansuran dengan baik akan menjejaskan kesihatan kredit anda.<\/li><li>kemungkinan juga anda terpaksa mengorbankan kehendak lain seperti makan di restoran mahal dan melancong buat seketika waktu kerana anda telah mengasingkan belanjawan untuk rumah anda.<\/li><li>Ianya kurang fleksibel, sekiranya anda ingin menjual harta benda dan kos untuk berpindah adalah lebih mahal berbanding menyewa kerana ia memerlukan kepada khidmat guaman dan agensi hartanah.<\/li><li>mungkin berlaku kesukaran untuk menjual jika keadaan ekonomi tidak stabil dan nilai semasa rumah anda.<\/li><li>sekiranya anda membuat pembiayaan bersama dengan pasangan, akan timbul komplikasi sekiranya suami dan isteri berpisah atau bercerai, kerana hartanah itu mungkin perlu dibubarkan.<\/li><li>memerlukan belanjawan tambahan untuk keadaan yang tidak dijangka seperti pembaikan utama, kerosakan atau bencana sepeti banjir.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/11\/Untitled-2020-11-15T144616.515-1024x576.jpg\" alt=\"\" class=\"wp-image-310\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/11\/Untitled-2020-11-15T144616.515-1024x576.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/11\/Untitled-2020-11-15T144616.515-300x169.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/11\/Untitled-2020-11-15T144616.515-768x432.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/11\/Untitled-2020-11-15T144616.515-1536x864.jpg 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/11\/Untitled-2020-11-15T144616.515-624x351.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/11\/Untitled-2020-11-15T144616.515.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>jadi jawapan bagi soalan \u201cBeli atau Sewa, mana lebih baik\u201d adalah bergantung kepada kesediaan kewangan seseorang individu tersebut.<\/p>\n\n\n\n<p>Anda juga perlu membuat kira-kira bagi hartanah yang mempunyai harga mampu milik, kerana mungkin ia jauh lebih baik berbanding terusan menyewa. <a rel=\"noreferrer noopener\" href=\"https:\/\/alwahidaismail.com\/\" target=\"_blank\">Semak lokasi perumahan baru di sini.<\/a><\/p>\n\n\n\n<p>Pastikan buat persediaan kewangan yang baik sebelum membeli rumah.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/projek-mega-perak\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/Green-and-Blue-Geometric-Business-Progress-Report-Sustainable-Development-Goals-Presentation-4-1024x576.png\" alt=\"\" class=\"wp-image-738\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/Green-and-Blue-Geometric-Business-Progress-Report-Sustainable-Development-Goals-Presentation-4-1024x576.png 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/Green-and-Blue-Geometric-Business-Progress-Report-Sustainable-Development-Goals-Presentation-4-300x169.png 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/Green-and-Blue-Geometric-Business-Progress-Report-Sustainable-Development-Goals-Presentation-4-768x432.png 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/Green-and-Blue-Geometric-Business-Progress-Report-Sustainable-Development-Goals-Presentation-4-1536x864.png 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/Green-and-Blue-Geometric-Business-Progress-Report-Sustainable-Development-Goals-Presentation-4-624x351.png 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/Green-and-Blue-Geometric-Business-Progress-Report-Sustainable-Development-Goals-Presentation-4.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/alwahidaismail.com\/daunan-worlwide\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bandar Daunan Worldwide Bina Gaya Hidup Alam.<\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/daunan-worlwide\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/4-bnr-1024x576.jpg\" alt=\"\" class=\"wp-image-822\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/4-bnr-1024x576.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/4-bnr-300x169.jpg 300w, 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src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/45805284_1884775751620510_6741196297740484608_o-1024x683-1.jpg\" alt=\"\" class=\"wp-image-786\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/45805284_1884775751620510_6741196297740484608_o-1024x683-1.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/45805284_1884775751620510_6741196297740484608_o-1024x683-1-300x200.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/45805284_1884775751620510_6741196297740484608_o-1024x683-1-768x512.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/45805284_1884775751620510_6741196297740484608_o-1024x683-1-624x416.jpg 624w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/alwahidaismail.com\/appartment-fasiliti-bertaraf-kondo\/\" target=\"_blank\" rel=\"noreferrer noopener\">Apartment Fasiliti Kondo Di Puncak Alam (Bermula RM269k)<\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/appartment-fasiliti-bertaraf-kondo\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"660\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/128932123_1441617106041574_1676910687685441047_o-1-1024x660.jpg\" alt=\"\" class=\"wp-image-898\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/128932123_1441617106041574_1676910687685441047_o-1-1024x660.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/128932123_1441617106041574_1676910687685441047_o-1-300x193.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/128932123_1441617106041574_1676910687685441047_o-1-768x495.jpg 768w, 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srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/06\/Desa-Chemor-Megah-1024x532.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/06\/Desa-Chemor-Megah-300x156.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/06\/Desa-Chemor-Megah-768x399.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/06\/Desa-Chemor-Megah-1536x798.jpg 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/06\/Desa-Chemor-Megah-624x324.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2020\/06\/Desa-Chemor-Megah.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"http:\/\/www.9dari10.com\/partner\/go.php?id=1305\" target=\"_blank\" rel=\"noreferrer noopener\">Buku Irfan Khairi: 9\/10 Rezeki Perniagaan.<\/a><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"http:\/\/www.9dari10.com\/partner\/go.php?id=1305\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"428\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/cleaner-laptop-1024x428-1.jpg\" alt=\"\" class=\"wp-image-892\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/cleaner-laptop-1024x428-1.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/cleaner-laptop-1024x428-1-300x125.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/cleaner-laptop-1024x428-1-768x321.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/06\/cleaner-laptop-1024x428-1-624x261.jpg 624w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption>Perkongsian pengalaman, tips dan strategy yang beliau sendiri gunakan sepanjang lebih 20 tahun dalam perniagaan.<\/figcaption><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Beli Rumah atau Sewa? Keputusan untuk membeli rumah adalah satu keputusan peribadi yang besar kerana hartanah merupakan aset pelaburan yang mahal. Anda perlu memastikan belanjawan kewangan yang bagus sebelum membeli&#8230; <a href=\"https:\/\/alwahidaismail.com\/blog\/beli-rumah-atau-sewa-mana-lebih-baik\/\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":21,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-18","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-info-hartanah"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":16,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions"}],"predecessor-version":[{"id":913,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions\/913"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media\/21"}],"wp:attachment":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media?parent=18"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/categories?post=18"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/tags?post=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}