{"id":1672,"date":"2021-09-28T18:15:55","date_gmt":"2021-09-28T10:15:55","guid":{"rendered":"https:\/\/alwahidaismail.com\/blog\/?p=1672"},"modified":"2022-06-07T18:12:05","modified_gmt":"2022-06-07T10:12:05","slug":"10-kelebihan-pelaburan-asb-untuk-penduduk-bumiputera-bahagian-1","status":"publish","type":"post","link":"https:\/\/alwahidaismail.com\/blog\/10-kelebihan-pelaburan-asb-untuk-penduduk-bumiputera-bahagian-1\/","title":{"rendered":"10 Kelebihan Pelaburan ASB Untuk Penduduk Bumiputera (Bahagian 1)"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/ASB-Logo-Vector.png\" alt=\"\" class=\"wp-image-1673\" width=\"784\" height=\"370\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/ASB-Logo-Vector.png 722w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/ASB-Logo-Vector-300x142.png 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/ASB-Logo-Vector-624x295.png 624w\" sizes=\"auto, (max-width: 784px) 100vw, 784px\" \/><\/figure>\n\n\n\n<p>1.<strong> <strong>Dividen Tahunan Yang Tidak Pernah Kurang Dari 8%<\/strong><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/360_F_161444682_qPwAQC5AfoFYgPiArd0BqGx8xBHleATK.jpg\" alt=\"\" class=\"wp-image-1674\" width=\"783\" height=\"523\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/360_F_161444682_qPwAQC5AfoFYgPiArd0BqGx8xBHleATK.jpg 539w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/360_F_161444682_qPwAQC5AfoFYgPiArd0BqGx8xBHleATK-300x200.jpg 300w\" sizes=\"auto, (max-width: 783px) 100vw, 783px\" \/><\/figure>\n\n\n\n<p>ASB telah berjaya mengembalikan lebih dari 8% dividen tahunan kepada pemegang akaun sejak dilancarkan untuk Bumiputera pada tahun 1990, berbanding dengan FD biasa yang biasanya mengembalikan antara 3.0% dan 3.5% dividen tahunan.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=49&amp;l=ur1&amp;category=clothingandshoes&amp;banner=0KGG5528RQ692034NDG2&amp;f=ifr&amp;linkID=a92a86c8569db7d3271619e761adf7d8&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"600\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p>2.<strong> Sebuah Pelaburan Jangka Masa Panjang<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/long-term-investment-1024x575.jpg\" alt=\"\" class=\"wp-image-1675\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/long-term-investment-1024x575.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/long-term-investment-300x168.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/long-term-investment-768x431.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/long-term-investment-624x350.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/long-term-investment.jpg 1169w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Dana pelaburan baru Bumiputera Malaysia (ASB) telah dibentuk untuk menyediakan kenderaan simpanan alternatif untuk penduduk bumiputera di Malaysia. <\/p>\n\n\n\n<p>Ini bertujuan untuk menghasilkan pulangan jangka panjang, konsisten dan kompetitif bagi pelabur. <\/p>\n\n\n\n<p>Sebagai contoh, jika pelabur memaksimumkan pelaburannya di ASB, iaitu RM200,000 hari ini, dalam 20 tahun, pelaburan ini meningkat kepada sekitar RM850,000 dan RM950,000.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=48&amp;l=ur1&amp;category=kindle&amp;banner=1ND5GDH0AN4MW8BKGP82&amp;f=ifr&amp;linkID=41eaf82b110bd851397626dc029e72b7&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"728\" height=\"90\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p><strong>3. Tiada Caj Pengeluaran<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/PMImages_Iconics_GettyImages_Fees-56a635ac5f9b58b7d0e06b5c-1024x683.jpg\" alt=\"\" class=\"wp-image-1676\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/PMImages_Iconics_GettyImages_Fees-56a635ac5f9b58b7d0e06b5c-1024x683.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/PMImages_Iconics_GettyImages_Fees-56a635ac5f9b58b7d0e06b5c-300x200.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/PMImages_Iconics_GettyImages_Fees-56a635ac5f9b58b7d0e06b5c-768x512.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/PMImages_Iconics_GettyImages_Fees-56a635ac5f9b58b7d0e06b5c-1536x1024.jpg 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/PMImages_Iconics_GettyImages_Fees-56a635ac5f9b58b7d0e06b5c-2048x1366.jpg 2048w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/PMImages_Iconics_GettyImages_Fees-56a635ac5f9b58b7d0e06b5c-624x416.jpg 624w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>ASB direka bentuk sebagai dana pendapatan ekuiti tetap di mana harga seunit dana ditetapkan pada RM1.00 tanpa caj jualan dan tanpa bayaran untuk penebusan unit. <\/p>\n\n\n\n<p>Sebagai perbandingan, unit amanah lain (bukan dari ASNB atau PNB) biasanya mempunyai caj tambahan untuk pengeluaran dan penebusan.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=12&amp;l=ur1&amp;category=amzn_firetv_eg_101618&amp;banner=07Z1A8KKG3NGABM31PG2&amp;f=ifr&amp;linkID=be8e47d121095d4f77c3576f575041dc&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"250\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p>4. <strong>Had limit RM200,000 Kini Boleh Dicapai Menggunakan Pinjaman ASB<\/strong> <\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/istockphoto-157533415-612x612-1.jpg\" alt=\"\" class=\"wp-image-1677\" width=\"794\" height=\"532\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/istockphoto-157533415-612x612-1.jpg 612w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/istockphoto-157533415-612x612-1-300x201.jpg 300w\" sizes=\"auto, (max-width: 794px) 100vw, 794px\" \/><figcaption>MYR ringgit bills money pile.<\/figcaption><\/figure>\n\n\n\n<p>Seorang Bumiputra boleh membuat pinjaman ASB dari bank tempatan dengan faedah yang jauh lebih rendah daripada kadar dividen tahunan ASB. <\/p>\n\n\n<div class=\"alignleft\">\n     <script type=\"text\/javascript\">\n       \tamzn_assoc_ad_type = \"banner\";\n\tamzn_assoc_marketplace = \"amazon\";\n\tamzn_assoc_region = \"US\";\n\tamzn_assoc_placement = \"assoc_banner_placement_default\";\n\tamzn_assoc_campaigns = \"kindle\";\n\tamzn_assoc_banner_type = \"category\";\n\tamzn_assoc_isresponsive = \"true\";\n\tamzn_assoc_banner_id = \"0PA4YRDT71B8KC02R2G2\";\n\tamzn_assoc_tracking_id = \"alwahidaismai-20\";\n\tamzn_assoc_linkid = \"d25b36225e898f0d2c2ee8572533daaf\";\n     <\/script><br \/>\n     <script src=\"\/\/z-na.amazon-adsystem.com\/widgets\/q?ServiceVersion=20070822&amp;Operation=GetScript&amp;ID=OneJS&amp;WS=1\"><\/script>\n    <\/div>\n\n\n\n<p>ASB mempunyai had input hingga RM200,000 yang bermaksud pelabur hanya dapat meningkatkan jumlah pelaburan mereka sehingga had input.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/fadzliaziz.onpay.my\/order\/form\/bukansekadarcinta\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"584\" height=\"540\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/Webp.net-gifmaker-27-2-6.gif\" alt=\"\" class=\"wp-image-1607\"\/><\/a><\/figure>\n\n\n\n<p><strong>5. Faedah Tanpa Had Walaupun Had Limit RM200,000<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/Benefits-Hands.jpg\" alt=\"\" class=\"wp-image-1678\" width=\"804\" height=\"515\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/Benefits-Hands.jpg 400w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/Benefits-Hands-300x192.jpg 300w\" sizes=\"auto, (max-width: 804px) 100vw, 804px\" \/><\/figure>\n\n\n\n<p>Pelabur di ASB hanya boleh memasukkan maksimum RM200,000 setiap orang ke dalam akaun ASB dan had ini tidak mengambil kira hakikat bahawa saham ASB disenaraikan di Bursa Saham Bursa Malaysia. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2022\/04\/PROJEK-PERUMAHAN-BARU-3-1-1024x1024.jpg\" alt=\"\" class=\"wp-image-1998\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2022\/04\/PROJEK-PERUMAHAN-BARU-3-1-1024x1024.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2022\/04\/PROJEK-PERUMAHAN-BARU-3-1-300x300.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2022\/04\/PROJEK-PERUMAHAN-BARU-3-1-150x150.jpg 150w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2022\/04\/PROJEK-PERUMAHAN-BARU-3-1-768x768.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2022\/04\/PROJEK-PERUMAHAN-BARU-3-1-624x624.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2022\/04\/PROJEK-PERUMAHAN-BARU-3-1-180x180.jpg 180w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2022\/04\/PROJEK-PERUMAHAN-BARU-3-1-60x60.jpg 60w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2022\/04\/PROJEK-PERUMAHAN-BARU-3-1.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>Keuntungan modal yang disimpan dalam akaun ASB terus meningkat tahun demi tahun menyebabkan jumlah keseluruhan akaun melebihi RM200,000 setiap tahun.<\/p>\n\n\n\n<p>Sumber : <a href=\"https:\/\/rnggt.com\/20192447\/\" target=\"_blank\" rel=\"noreferrer noopener\">rnggt.com<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/urus-pembiayaan-lppsa\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"492\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-37-5.gif\" alt=\"\" class=\"wp-image-1340\"\/><\/a><figcaption><em><strong><em><strong>P\/s: Khusus kepada Penjawat awam yang perlukan khidmat bantuan urus LPPSA untuk semua jenis pembiayaan. boleh<\/strong><a rel=\"noreferrer noopener\" href=\"https:\/\/alwahidaismail.com\/urus-pembiayaan-lppsa\/\" target=\"_blank\"><strong> KLIK SINI<\/strong><\/a><\/em><\/strong><\/em><\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n<ul class=\"wp-block-categories-list wp-block-categories\">\t<li class=\"cat-item cat-item-2\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/ekonomi-dan-kewangan\/\">Ekonomi dan Kewangan<\/a> (28)\n<\/li>\n\t<li class=\"cat-item cat-item-3\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/lokasi-perumahan-baru-free-yuran-guaman\/\">Perumahan Baru Free Yuran Guaman<\/a> (10)\n<\/li>\n\t<li class=\"cat-item cat-item-1\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/tips-info-hartanah\/\">Tips &amp; Info Hartanah<\/a> (87)\n<\/li>\n<\/ul>\n\n<p><a href=\"http:\/\/www.9dari10.com\/partner\/go.php?id=1305_0_1_2\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border:0px\" src=\"http:\/\/www.9dari10.com\/partner\/media\/banners\/banner.gif\" alt=\"\" width=\"468\" height=\"60\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>1. Dividen Tahunan Yang Tidak Pernah Kurang Dari 8% ASB telah berjaya mengembalikan lebih dari 8% dividen tahunan kepada pemegang akaun sejak dilancarkan untuk Bumiputera pada tahun 1990, berbanding dengan&#8230; <a href=\"https:\/\/alwahidaismail.com\/blog\/10-kelebihan-pelaburan-asb-untuk-penduduk-bumiputera-bahagian-1\/\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":1673,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1672","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-dan-kewangan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1672","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/comments?post=1672"}],"version-history":[{"count":2,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1672\/revisions"}],"predecessor-version":[{"id":2095,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1672\/revisions\/2095"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media\/1673"}],"wp:attachment":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media?parent=1672"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/categories?post=1672"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/tags?post=1672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}