{"id":1458,"date":"2021-09-06T05:39:19","date_gmt":"2021-09-05T21:39:19","guid":{"rendered":"https:\/\/alwahidaismail.com\/blog\/?p=1458"},"modified":"2021-09-07T07:49:03","modified_gmt":"2021-09-06T23:49:03","slug":"5-tips-kewangan-berkesan-untuk-pasangan-muda","status":"publish","type":"post","link":"https:\/\/alwahidaismail.com\/blog\/5-tips-kewangan-berkesan-untuk-pasangan-muda\/","title":{"rendered":"5 Tips Kewangan Berkesan Untuk Pasangan Muda"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/muslim-couple-sitting-sofa-smiling-to-camera-home-cheerful-living-room-portrait-modern-arab-family-two-happy-young-205036167.jpg\" alt=\"\" class=\"wp-image-1459\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/muslim-couple-sitting-sofa-smiling-to-camera-home-cheerful-living-room-portrait-modern-arab-family-two-happy-young-205036167.jpg 800w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/muslim-couple-sitting-sofa-smiling-to-camera-home-cheerful-living-room-portrait-modern-arab-family-two-happy-young-205036167-300x200.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/muslim-couple-sitting-sofa-smiling-to-camera-home-cheerful-living-room-portrait-modern-arab-family-two-happy-young-205036167-768x512.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/muslim-couple-sitting-sofa-smiling-to-camera-home-cheerful-living-room-portrait-modern-arab-family-two-happy-young-205036167-624x416.jpg 624w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p>Upacara perkahwinan yang mewah adalah impian hampir setiap pasangan kerana ia berlaku sekali seumur hidup. <\/p>\n\n\n\n<p>Walaupun begitu, dalam merancang perkahwinan dan perkahwinan, banyak pasangan muda melakukan kesilapan dalam pengurusan kewangan yang boleh mempengaruhi masa depan mereka.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=49&amp;l=ur1&amp;category=clothingandshoes&amp;banner=0KGG5528RQ692034NDG2&amp;f=ifr&amp;linkID=a92a86c8569db7d3271619e761adf7d8&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"600\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p>Berikut adalah 5 tips kewangan yang dapat membantu pasangan muda di luar sana : <\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Memahami Bagaimana Pasangan Anda Membelanjakan Wang<\/strong><\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/focused_212697886-stock-photo-young-muslim-couple-shopping-fabrics.jpg\" alt=\"\" class=\"wp-image-1460\" width=\"772\" height=\"514\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/focused_212697886-stock-photo-young-muslim-couple-shopping-fabrics.jpg 650w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/focused_212697886-stock-photo-young-muslim-couple-shopping-fabrics-300x200.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/focused_212697886-stock-photo-young-muslim-couple-shopping-fabrics-624x416.jpg 624w\" sizes=\"auto, (max-width: 772px) 100vw, 772px\" \/><\/figure>\n\n\n\n<p>Setiap pasangan harus memahami hubungan antara satu sama lain dengan wang sebelum memutuskan untuk berkongsi komitmen kewangan bersama. <\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=48&amp;l=ur1&amp;category=kindle&amp;banner=1ND5GDH0AN4MW8BKGP82&amp;f=ifr&amp;linkID=41eaf82b110bd851397626dc029e72b7&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"728\" height=\"90\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p>Ini juga termasuk mengetahui kata-kata sensitif yang mungkin memprovokasi pasangan anda, dari segi istilah, frasa atau subjek yang dia tidak selesa untuk digunakan.<\/p>\n\n\n\n<p>Ini dapat dilakukan dengan mencatat topik kewangan dan mewah yang sering menimbulkan pergaduhan, seperti beg tangan atau kasut mewah yang baru dibeli.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=12&amp;l=ur1&amp;category=amzn_firetv_eg_101618&amp;banner=07Z1A8KKG3NGABM31PG2&amp;f=ifr&amp;linkID=be8e47d121095d4f77c3576f575041dc&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"250\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p><strong>2. Membincangkan Soal Kewangan Sebelum Perkahwinan<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/young-muslim-couple-talking-flirting-drinking-coffee-home-young-muslim-couple-talking-flirting-drinking-coffee-enjoying-205016591.jpg\" alt=\"\" class=\"wp-image-1461\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/young-muslim-couple-talking-flirting-drinking-coffee-home-young-muslim-couple-talking-flirting-drinking-coffee-enjoying-205016591.jpg 800w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/young-muslim-couple-talking-flirting-drinking-coffee-home-young-muslim-couple-talking-flirting-drinking-coffee-enjoying-205016591-300x200.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/young-muslim-couple-talking-flirting-drinking-coffee-home-young-muslim-couple-talking-flirting-drinking-coffee-enjoying-205016591-768x512.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/young-muslim-couple-talking-flirting-drinking-coffee-home-young-muslim-couple-talking-flirting-drinking-coffee-enjoying-205016591-624x416.jpg 624w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p>Anda harus berbincang dengan pasangan anda mengenai komitmen jangka panjang sebelum melangkah ke takhta perkahwinan. <\/p>\n\n\n\n<p>Bincangkan sejarah dan matlamat kewangan masing-masing, termasuk topik hutang bersama yang ditakuti. <\/p>\n\n\n\n<p>Semakin cepat anda mencapai perjanjian dengan pasangan anda, semakin mudah hubungan anda untuk terus maju. <\/p>\n\n\n\n<p>Yang penting di sini adalah komunikasi yang teratur dan jujur.<\/p>\n\n\n<div class=\"alignleft\">\n     <script type=\"text\/javascript\">\n       \tamzn_assoc_ad_type = \"banner\";\n\tamzn_assoc_marketplace = \"amazon\";\n\tamzn_assoc_region = \"US\";\n\tamzn_assoc_placement = \"assoc_banner_placement_default\";\n\tamzn_assoc_campaigns = \"kindle\";\n\tamzn_assoc_banner_type = \"category\";\n\tamzn_assoc_isresponsive = \"true\";\n\tamzn_assoc_banner_id = \"0PA4YRDT71B8KC02R2G2\";\n\tamzn_assoc_tracking_id = \"alwahidaismai-20\";\n\tamzn_assoc_linkid = \"d25b36225e898f0d2c2ee8572533daaf\";\n     <\/script><br \/>\n     <script src=\"\/\/z-na.amazon-adsystem.com\/widgets\/q?ServiceVersion=20070822&amp;Operation=GetScript&amp;ID=OneJS&amp;WS=1\"><\/script>\n    <\/div>\n\n\n\n<p>3.<strong> Memulakan Bajet Yang Realistik dan Mematuhinya<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/person-calculating-1024x683.jpg\" alt=\"\" class=\"wp-image-1465\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/person-calculating-1024x683.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/person-calculating-300x200.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/person-calculating-768x512.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/person-calculating-624x416.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/person-calculating.jpg 1100w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Sekiranya anda merancang perkahwinan, fikirkan berapa banyak yang anda mampu belanjakan dan di mana anda dapat menabung. <\/p>\n\n\n\n<p>Cara terbaik untuk membuat anggaran perkahwinan adalah dengan mengurangkan jumlah pendapatan dan melebihi anggaran kos dalam anggaran anda. <\/p>\n\n\n\n<p>Pada masa seperti ini, anda memerlukan pasangan anda untuk menyokong dan mendorong anda supaya anda membuat keputusan kewangan yang tepat.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/fadzliaziz.onpay.my\/order\/form\/bukansekadarcinta\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"584\" height=\"540\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/Webp.net-gifmaker-27-2.gif\" alt=\"\" class=\"wp-image-1466\"\/><\/a><\/figure>\n\n\n\n<p><strong>4. Memulakan Langkah Perancangan Keluarga Dari Awal<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1023\" height=\"682\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/depositphotos_91952732-stock-photo-muslim-family-at-home.jpg\" alt=\"\" class=\"wp-image-1462\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/depositphotos_91952732-stock-photo-muslim-family-at-home.jpg 1023w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/depositphotos_91952732-stock-photo-muslim-family-at-home-300x200.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/depositphotos_91952732-stock-photo-muslim-family-at-home-768x512.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/depositphotos_91952732-stock-photo-muslim-family-at-home-624x416.jpg 624w\" sizes=\"auto, (max-width: 1023px) 100vw, 1023px\" \/><\/figure>\n\n\n\n<p>Kos membesarkan anak di Malaysia agak tinggi. <\/p>\n\n\n\n<p>Perancangan yang ideal harus dimulakan sebelum anak dilahirkan supaya anda mempunyai masa untuk membina kekuatan kewangan sebelum anda memerlukannya. <\/p>\n\n\n\n<p>Anda memerlukan RM400,000 untuk membesarkan anak sehingga peringkat universiti di negara ini, atau RM1.1 juta jika anak itu melanjutkan pelajaran ke luar negara.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/senarai-perumahan-baru\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"531\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/Webp.net-gifmaker-40-1024x531-2.gif\" alt=\"\" class=\"wp-image-1467\"\/><\/a><\/figure>\n\n\n\n<p>5<strong>. Bersedia Untuk Apa Jua Keadaan<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"685\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/2019_11_12_82250_1573547219._large-1024x685.jpg\" alt=\"\" class=\"wp-image-1463\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/2019_11_12_82250_1573547219._large-1024x685.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/2019_11_12_82250_1573547219._large-300x201.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/2019_11_12_82250_1573547219._large-768x514.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/2019_11_12_82250_1573547219._large-624x418.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/09\/2019_11_12_82250_1573547219._large.jpg 1360w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Sangat penting bagi anda untuk memiliki sejumlah wang yang dapat membantu anda dalam situasi &#8220;kemalangan&#8221; yang biasanya muncul entah dari mana. <\/p>\n\n\n\n<p>Semasa anda merancang untuk berkahwin dan memulakan keluarga, persoalan kematian juga perlu dipertimbangkan. <\/p>\n\n\n\n<p>Sebaiknya anda mempunyai insurans hayat sehingga pasangan anda dapat dilindungi sekiranya anda tidak berada di sana.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/urus-pembiayaan-lppsa\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"492\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-37-5.gif\" alt=\"\" class=\"wp-image-1340\"\/><\/a><figcaption><em><strong><em><strong>P\/s: Khusus kepada Penjawat awam yang perlukan khidmat bantuan urus LPPSA untuk semua jenis pembiayaan. boleh<\/strong><a rel=\"noreferrer noopener\" href=\"https:\/\/alwahidaismail.com\/urus-pembiayaan-lppsa\/\" target=\"_blank\"><strong> KLIK SINI<\/strong><\/a><\/em><\/strong><\/em><\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n<ul class=\"wp-block-categories-list wp-block-categories\">\t<li class=\"cat-item cat-item-2\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/ekonomi-dan-kewangan\/\">Ekonomi dan Kewangan<\/a> (28)\n<\/li>\n\t<li class=\"cat-item cat-item-3\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/lokasi-perumahan-baru-free-yuran-guaman\/\">Perumahan Baru Free Yuran Guaman<\/a> (10)\n<\/li>\n\t<li class=\"cat-item cat-item-1\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/tips-info-hartanah\/\">Tips &amp; Info Hartanah<\/a> (87)\n<\/li>\n<\/ul>\n\n<p><a href=\"http:\/\/www.9dari10.com\/partner\/go.php?id=1305_0_1_2\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border:0px\" src=\"http:\/\/www.9dari10.com\/partner\/media\/banners\/banner.gif\" alt=\"\" width=\"468\" height=\"60\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Upacara perkahwinan yang mewah adalah impian hampir setiap pasangan kerana ia berlaku sekali seumur hidup. Walaupun begitu, dalam merancang perkahwinan dan perkahwinan, banyak pasangan muda melakukan kesilapan dalam pengurusan kewangan&#8230; <a href=\"https:\/\/alwahidaismail.com\/blog\/5-tips-kewangan-berkesan-untuk-pasangan-muda\/\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":1459,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1458","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-dan-kewangan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/comments?post=1458"}],"version-history":[{"count":2,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1458\/revisions"}],"predecessor-version":[{"id":1493,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1458\/revisions\/1493"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media\/1459"}],"wp:attachment":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media?parent=1458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/categories?post=1458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/tags?post=1458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}