{"id":1321,"date":"2021-08-12T02:35:47","date_gmt":"2021-08-11T18:35:47","guid":{"rendered":"https:\/\/alwahidaismail.com\/blog\/?p=1321"},"modified":"2021-08-24T13:01:04","modified_gmt":"2021-08-24T05:01:04","slug":"apakah-kepentingan-ilmu-pengurusan-kewangan","status":"publish","type":"post","link":"https:\/\/alwahidaismail.com\/blog\/apakah-kepentingan-ilmu-pengurusan-kewangan\/","title":{"rendered":"Apakah Kepentingan Ilmu Pengurusan Kewangan ?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"427\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Financial-management-1024x427.jpg\" alt=\"\" class=\"wp-image-1322\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Financial-management-1024x427.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Financial-management-300x125.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Financial-management-768x320.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Financial-management-624x260.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Financial-management.jpg 1440w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Perancangan kewangan bermaksud memikirkan matlamat hidup kita, mempunyai pandangan dan mendapatkan maklumat lengkap seperti angka dan tahap kepentingan yang tepat, terkini. <\/p>\n\n\n\n<p>Ini bermaksud kita mengenal pasti keupayaan yang ada dan juga kemampuan untuk mengembangkannya. <\/p>\n\n\n\n<p>Persoalannya sekarang, mengapa kita perlu merancang secara kewangan?<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=49&amp;l=ur1&amp;category=clothingandshoes&amp;banner=0KGG5528RQ692034NDG2&amp;f=ifr&amp;linkID=a92a86c8569db7d3271619e761adf7d8&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"600\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p><strong>Mengimbangkan Antara Pendapatan Dan Perbelanjaannya<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"480\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/expense-income-balance-concept-d-rendering-render-103540480.jpg\" alt=\"\" class=\"wp-image-1323\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/expense-income-balance-concept-d-rendering-render-103540480.jpg 800w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/expense-income-balance-concept-d-rendering-render-103540480-300x180.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/expense-income-balance-concept-d-rendering-render-103540480-768x461.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/expense-income-balance-concept-d-rendering-render-103540480-624x374.jpg 624w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p>Perancangan kewangan dapat membantu seseorang mengimbangkan pendapatan dan perbelanjaannya.<\/p>\n\n\n\n<p> Dengan kemahiran ini, setiap individu dapat menguruskan pendapatan mereka dengan baik, tidak kira seberapa kecil jumlahnya. <\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=48&amp;l=ur1&amp;category=kindle&amp;banner=1ND5GDH0AN4MW8BKGP82&amp;f=ifr&amp;linkID=41eaf82b110bd851397626dc029e72b7&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"728\" height=\"90\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p>Tanpa kemahiran ini seseorang boleh jatuh ke dalam kemiskinan tanpa mengira berapa harta keluarga yang diwariskan kepadanya. <\/p>\n\n\n\n<p>Ini adalah asas pengaturan yang sangat sederhana. Dia tidak boleh menghabiskan sebanyak sepuluh jika kemasukannya hanya lapan jika dia berhutang.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=12&amp;l=ur1&amp;category=amzn_firetv_eg_101618&amp;banner=07Z1A8KKG3NGABM31PG2&amp;f=ifr&amp;linkID=be8e47d121095d4f77c3576f575041dc&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"250\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p><strong>Penerapan Ilmu Kewangan Pada Usia Muda<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Muslim-Youth-Embrace-Islamic-Pride-in-Houston.jpg\" alt=\"\" class=\"wp-image-1326\" width=\"734\" height=\"491\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Muslim-Youth-Embrace-Islamic-Pride-in-Houston.jpg 538w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Muslim-Youth-Embrace-Islamic-Pride-in-Houston-300x201.jpg 300w\" sizes=\"auto, (max-width: 734px) 100vw, 734px\" \/><\/figure>\n\n\n\n<p>Apabila kanak-kanak semakin tua, mereka membuat lebih banyak keputusan kewangan mengenai wang saku. <\/p>\n\n\n\n<p>Orang muda perlu disedarkan akan bahaya kad kredit dan kad kredit yang mudah. <\/p>\n\n\n<p><iframe style=\"width:120px;height:240px;\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" src=\"\/\/ws-na.amazon-adsystem.com\/widgets\/q?ServiceVersion=20070822&amp;OneJS=1&amp;Operation=GetAdHtml&amp;MarketPlace=US&amp;source=ac&amp;ref=tf_til&amp;ad_type=product_link&amp;tracking_id=alwahidaismai-20&amp;marketplace=amazon&amp;region=US&amp;placement=B08J61NFNR&amp;asins=B08J61NFNR&amp;linkId=7b990ccd32edfa0dff2d61a6dcc97ec6&amp;show_border=false&amp;link_opens_in_new_window=false&amp;price_color=333333&amp;title_color=0066c0&amp;bg_color=ffffff\" frameborder=\"0\"><br \/>\n    <\/iframe><\/p>\n\n\n\n<p>Mereka perlu memahami bahawa kad kredit boleh berubah menjadi sesuatu yang mahal jika tidak digunakan dengan bijak. <\/p>\n\n\n\n<p>Nasihat harus diberikan mengenai cara menjimatkan makanan dan pengangkutan supaya mereka dapat hidup sesuai dengan elaun atau pendapatan mereka.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=12&amp;l=ur1&amp;category=electronics&amp;banner=1RJ5QAT5B55ECPXSXB82&amp;f=ifr&amp;linkID=cfc9b58a51652fff55a9875ff81fbbf7&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"250\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p><strong>Membantu Membuat Keputusan Yang Lebih Tepat<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/sometimes-its-not-about-making-the-right-decision-but-seeing-whatever-de_1722_40014382_0_14105251_500.jpg\" alt=\"\" class=\"wp-image-1325\" width=\"701\" height=\"596\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/sometimes-its-not-about-making-the-right-decision-but-seeing-whatever-de_1722_40014382_0_14105251_500.jpg 500w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/sometimes-its-not-about-making-the-right-decision-but-seeing-whatever-de_1722_40014382_0_14105251_500-300x255.jpg 300w\" sizes=\"auto, (max-width: 701px) 100vw, 701px\" \/><\/figure>\n\n\n\n<p>Negara-negara seperti Great Britain, Amerika Syarikat dan Australia telah mengetahui pentingnya kemahiran ini dan mula mengajar anak-anak mereka lagi.<\/p>\n\n\n\n<p>Orang muda di sini telah diajar mengenai kemahiran kewangan sejak zaman sekolah. <\/p>\n\n\n\n<p>Kemahiran asas kewangan yang diperoleh oleh orang muda akan dapat menolong mereka membuat keputusan yang lebih tepat dan tidak cenderung untuk menjadi mangsa hutang. <\/p>\n\n\n<div class=\"alignleft\">\n     <script type=\"text\/javascript\">\n       \tamzn_assoc_ad_type = \"banner\";\n\tamzn_assoc_marketplace = \"amazon\";\n\tamzn_assoc_region = \"US\";\n\tamzn_assoc_placement = \"assoc_banner_placement_default\";\n\tamzn_assoc_campaigns = \"kindle\";\n\tamzn_assoc_banner_type = \"category\";\n\tamzn_assoc_isresponsive = \"true\";\n\tamzn_assoc_banner_id = \"0PA4YRDT71B8KC02R2G2\";\n\tamzn_assoc_tracking_id = \"alwahidaismai-20\";\n\tamzn_assoc_linkid = \"d25b36225e898f0d2c2ee8572533daaf\";\n     <\/script><br \/>\n     <script src=\"\/\/z-na.amazon-adsystem.com\/widgets\/q?ServiceVersion=20070822&amp;Operation=GetScript&amp;ID=OneJS&amp;WS=1\"><\/script>\n    <\/div>\n\n\n\n<p><strong>Penerapan Ilmu Kewangan Secara Formal Di Peringkat Sekolah<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"420\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/school-teacher-classroom-student-feature-image.jpg\" alt=\"\" class=\"wp-image-1324\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/school-teacher-classroom-student-feature-image.jpg 720w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/school-teacher-classroom-student-feature-image-300x175.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/school-teacher-classroom-student-feature-image-624x364.jpg 624w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/><\/figure>\n\n\n\n<p>Banyak anggota masyarakat kita terjebak dalam beban hutang yang tidak semestinya, sementara banyak eksekutif muda kita dinyatakan muflis kerana gagal menguruskan hutang kad kredit mereka. <\/p>\n\n\n\n<p>Hal ini berlaku kerana tiada mata pelajaran pengurusan kewangan ini diajar di sekolah secara formal. <\/p>\n\n\n\n<p>Tidak hairanlah banyak orang terjebak dengan beban hutang dan tidak dapat memenuhi keperluan.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/fadzliaziz.onpay.my\/order\/form\/bukansekadarcinta\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"584\" height=\"540\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-27-2-4.gif\" alt=\"\" class=\"wp-image-1329\"\/><\/a><\/figure>\n\n\n\n<p><strong>Kepentingan Ilmu Pengurusan Kewangan Terhadap Keluarga<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/digestion-768x512-1.jpg\" alt=\"\" class=\"wp-image-1327\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/digestion-768x512-1.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/digestion-768x512-1-300x200.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/digestion-768x512-1-624x416.jpg 624w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure>\n\n\n\n<p>Pasangan yang sudah berkahwin harus bekerjasama untuk merancang kewangan untuk memenuhi keperluan keluarga. <\/p>\n\n\n\n<p>Perancangan kewangan harus mengambil kira perlindungan harta benda, pendidikan anak-anak dan strategi pelaburan. <\/p>\n\n\n\n<p>Kerajaan mempunyai tanggungjawab untuk memastikan bahawa perancangan kewangan tidak tersisih dari anggaran isi rumah untuk lima tahun ke depan. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/urus-pembiayaan-lppsa\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"492\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-37-4.gif\" alt=\"\" class=\"wp-image-1330\"\/><\/a><figcaption><em><strong><em><strong>P\/s: Khusus kepada Penjawat awam yang perlukan khidmat bantuan urus LPPSA untuk semua jenis pembiayaan. boleh<\/strong><a rel=\"noreferrer noopener\" href=\"https:\/\/alwahidaismail.com\/urus-pembiayaan-lppsa\/\" target=\"_blank\"><strong> KLIK SINI<\/strong><\/a><\/em><\/strong><\/em><\/figcaption><\/figure>\n\n\n\n<p>Diharapkan ini dapat meningkatkan taraf ekonomi keluarga.<\/p>\n\n\n\n<p>Keluarga yang tidak membincangkan masalah kewangan bersama-sama takut menghadapi masalah di kemudian hari. <\/p>\n\n\n\n<p>Masalah kewangan boleh menyebabkan tekanan yang menyebabkan perceraian antara suami dan isteri. <\/p>\n\n\n\n<p>Oleh itu, kemahiran pengurusan kewangan harus diberi penekanan sewajarnya oleh semua orang.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/senarai-perumahan-baru\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"531\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-1024x531.gif\" alt=\"\" class=\"wp-image-1378\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-1024x531.gif 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-300x156.gif 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-768x398.gif 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-1536x796.gif 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-2048x1062.gif 2048w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-624x323.gif 624w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n<ul class=\"wp-block-categories-list wp-block-categories\">\t<li class=\"cat-item cat-item-2\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/ekonomi-dan-kewangan\/\">Ekonomi dan Kewangan<\/a> (28)\n<\/li>\n\t<li class=\"cat-item cat-item-3\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/lokasi-perumahan-baru-free-yuran-guaman\/\">Perumahan Baru Free Yuran Guaman<\/a> (10)\n<\/li>\n\t<li class=\"cat-item cat-item-1\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/tips-info-hartanah\/\">Tips &amp; Info Hartanah<\/a> (87)\n<\/li>\n<\/ul>\n\n<p><a href=\"http:\/\/www.9dari10.com\/partner\/go.php?id=1305_0_1_2\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border:0px\" src=\"http:\/\/www.9dari10.com\/partner\/media\/banners\/banner.gif\" alt=\"\" width=\"468\" height=\"60\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Perancangan kewangan bermaksud memikirkan matlamat hidup kita, mempunyai pandangan dan mendapatkan maklumat lengkap seperti angka dan tahap kepentingan yang tepat, terkini. Ini bermaksud kita mengenal pasti keupayaan yang ada dan&#8230; <a href=\"https:\/\/alwahidaismail.com\/blog\/apakah-kepentingan-ilmu-pengurusan-kewangan\/\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":1322,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1321","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-dan-kewangan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/comments?post=1321"}],"version-history":[{"count":4,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1321\/revisions"}],"predecessor-version":[{"id":1391,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1321\/revisions\/1391"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media\/1322"}],"wp:attachment":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media?parent=1321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/categories?post=1321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/tags?post=1321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}