{"id":1295,"date":"2021-08-09T21:25:22","date_gmt":"2021-08-09T13:25:22","guid":{"rendered":"https:\/\/alwahidaismail.com\/blog\/?p=1295"},"modified":"2021-08-24T13:04:47","modified_gmt":"2021-08-24T05:04:47","slug":"4-agensi-yang-memberikan-khidmat-perlindungan-kewangan-di-malaysia","status":"publish","type":"post","link":"https:\/\/alwahidaismail.com\/blog\/4-agensi-yang-memberikan-khidmat-perlindungan-kewangan-di-malaysia\/","title":{"rendered":"4 Agensi Yang Memberikan Khidmat Perlindungan Kewangan di Malaysia"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Income-protection-insurance-1024x576.jpg\" alt=\"\" class=\"wp-image-1296\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Income-protection-insurance-1024x576.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Income-protection-insurance-300x169.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Income-protection-insurance-768x432.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Income-protection-insurance-1536x864.jpg 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Income-protection-insurance-624x351.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Income-protection-insurance.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Di Malaysia, terdapat banyak agensi yang ditubuhkan untuk melindungi atau membantu pengguna.<\/p>\n\n\n\n<p> Sebilangan daripada kita masih belum mengetahui mengenai kewujudan agensi tersebut. <\/p>\n\n\n\n<p>Berikut adalah beberapa agensi ini dan bagaimana anda boleh terlibat dalam pekerjaan mereka.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=48&amp;l=ur1&amp;category=kindle&amp;banner=1ND5GDH0AN4MW8BKGP82&amp;f=ifr&amp;linkID=41eaf82b110bd851397626dc029e72b7&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"728\" height=\"90\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Agensi Kaunseling dan Pengurusan Kredit (AKPK)<\/strong><\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Jawatan-Kosong-Agensi-Kaunseling-Pengurusan-Kredit-AKPK.png\" alt=\"\" class=\"wp-image-1298\" width=\"813\" height=\"378\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Jawatan-Kosong-Agensi-Kaunseling-Pengurusan-Kredit-AKPK.png 400w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Jawatan-Kosong-Agensi-Kaunseling-Pengurusan-Kredit-AKPK-300x140.png 300w\" sizes=\"auto, (max-width: 813px) 100vw, 813px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/services.akpk.org.my\/\" target=\"_blank\" rel=\"noreferrer noopener\">AKPK <\/a>adalah agensi yang ditubuhkan oleh Bank Negara Malaysia (BNM) untuk membantu individu menguruskan keadaan kewangan mereka. <\/p>\n\n\n\n<p>Terdapat tiga perkhidmatan yang ditawarkan iaitu perkhidmatan kewangan, kaunseling kewangan, dan program pengurusan kredit. <\/p>\n\n\n\n<p>Sehingga akhir 2018, 240,000 kes telah diluluskan; dengan 20,000 berjaya diselesaikan.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=12&amp;l=ur1&amp;category=amzn_firetv_eg_101618&amp;banner=07Z1A8KKG3NGABM31PG2&amp;f=ifr&amp;linkID=be8e47d121095d4f77c3576f575041dc&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"250\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p><strong>2. Ombudsman For Financial Services (OFS)<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/ofs.gif\" alt=\"\" class=\"wp-image-1300\" width=\"824\" height=\"94\"\/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.ofs.org.my\/en\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ombudsman for Financial Services (OFS) <\/a>ditubuhkan pada 30 Ogos 2004 dan mula beroperasi pada 20 Januari 2005. <\/p>\n\n\n\n<p>OFS adalah organisasi yang tidal berasaskan keuntungan dan ia berfungsi sebagai saluran alternatif penyelesaian sengketa.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=12&amp;l=ur1&amp;category=electronics&amp;banner=1RJ5QAT5B55ECPXSXB82&amp;f=ifr&amp;linkID=cfc9b58a51652fff55a9875ff81fbbf7&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"250\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p> Sepanjang tahun 2018, OFS mencatatkan 761 kes aduan pengguna terhadap penyedia perkhidmatan kewangan.<\/p>\n\n\n\n<p>3<strong>. Securities Industry Dispute Resolution Center (SIDREC)<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/sidrec.jpg\" alt=\"\" class=\"wp-image-1301\" width=\"795\" height=\"398\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/sidrec.jpg 600w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/sidrec-300x150.jpg 300w\" sizes=\"auto, (max-width: 795px) 100vw, 795px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/sidrec.com.my\/\" target=\"_blank\" rel=\"noreferrer noopener\">SIDREC <\/a>adalah badan bebas yang ditubuhkan untuk menyelesaikan pertikaian kewangan antara pelabur dan anggota SIDREC yang memiliki lesen Perkhidmatan Pasaran Modal atau didaftarkan oleh Suruhanjaya Sekuriti Malaysia. <\/p>\n\n\n<div class=\"alignleft\">\n     <script type=\"text\/javascript\">\n       \tamzn_assoc_ad_type = \"banner\";\n\tamzn_assoc_marketplace = \"amazon\";\n\tamzn_assoc_region = \"US\";\n\tamzn_assoc_placement = \"assoc_banner_placement_default\";\n\tamzn_assoc_campaigns = \"kindle\";\n\tamzn_assoc_banner_type = \"category\";\n\tamzn_assoc_isresponsive = \"true\";\n\tamzn_assoc_banner_id = \"0PA4YRDT71B8KC02R2G2\";\n\tamzn_assoc_tracking_id = \"alwahidaismai-20\";\n\tamzn_assoc_linkid = \"d25b36225e898f0d2c2ee8572533daaf\";\n     <\/script><br \/>\n     <script src=\"\/\/z-na.amazon-adsystem.com\/widgets\/q?ServiceVersion=20070822&amp;Operation=GetScript&amp;ID=OneJS&amp;WS=1\"><\/script>\n    <\/div>\n\n\n\n<p>Ahli-ahli SIDREC terdiri daripada Bank, Broker, Syarikat Pengurusan Dana, Syarikat Pengurusan Unit Amanah dan Penyedia \/ Pengedar PRS. <\/p>\n\n\n\n<p>Badan itu ditubuhkan oleh kerajaan Malaysia untuk menangani isu-isu yang berkaitan dengan pelaburan dalam skim persaraan swasta (PRS).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/fadzliaziz.onpay.my\/order\/form\/bukansekadarcinta\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"584\" height=\"540\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-27-2-2.gif\" alt=\"\" class=\"wp-image-1305\"\/><\/a><\/figure>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=49&amp;l=ur1&amp;category=clothingandshoes&amp;banner=0KGG5528RQ692034NDG2&amp;f=ifr&amp;linkID=a92a86c8569db7d3271619e761adf7d8&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"600\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p><strong>4. Perbadanan Insurans Deposit Malaysia (PIDM)<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/pidm_logo.jpg\" alt=\"\" class=\"wp-image-1302\" width=\"772\" height=\"587\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/pidm_logo.jpg 710w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/pidm_logo-300x228.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/pidm_logo-624x475.jpg 624w\" sizes=\"auto, (max-width: 772px) 100vw, 772px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.pidm.gov.my\/en\/\" target=\"_blank\" rel=\"noreferrer noopener\">PIDM <\/a>adalah agensi Kerajaan yang ditubuhkan pada tahun 2005 di bawah Akta Perbadanan Insurans Deposit Malaysia (Akta PIDM). <\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/alwahidaismail.com\/urus-pembiayaan-lppsa\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-37-2.gif\" alt=\"\" class=\"wp-image-1304\" width=\"797\" height=\"382\"\/><\/a><figcaption><em><strong><em><strong>P\/s: Khusus kepada Penjawat awam yang perlukan khidmat bantuan urus LPPSA untuk semua jenis pembiayaan. boleh<\/strong><a rel=\"noreferrer noopener\" href=\"https:\/\/alwahidaismail.com\/urus-pembiayaan-lppsa\/\" target=\"_blank\"><strong> KLIK SINI<\/strong><\/a><\/em><\/strong><\/em><\/figcaption><\/figure>\n\n\n\n<p>Peranannya di bawah Akta PIDM adalah untuk mentadbir Sistem Insurans Deposit dan Sistem Perlindungan Manfaat Takaful dan Insurans.<\/p>\n\n\n\n<p> Ia diberi mandat untuk melindungi pendeposit sekiranya institusi anggota gagal, serta mempromosikan dan menyumbang kepada kestabilan sistem kewangan.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/projek-perumahan-baru\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"531\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-1024x531.gif\" alt=\"\" class=\"wp-image-1378\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-1024x531.gif 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-300x156.gif 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-768x398.gif 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-1536x796.gif 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-2048x1062.gif 2048w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/08\/Webp.net-gifmaker-40-624x323.gif 624w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n<ul class=\"wp-block-categories-list wp-block-categories\">\t<li class=\"cat-item cat-item-2\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/ekonomi-dan-kewangan\/\">Ekonomi dan Kewangan<\/a> (28)\n<\/li>\n\t<li class=\"cat-item cat-item-3\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/lokasi-perumahan-baru-free-yuran-guaman\/\">Perumahan Baru Free Yuran Guaman<\/a> (10)\n<\/li>\n\t<li class=\"cat-item cat-item-1\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/tips-info-hartanah\/\">Tips &amp; Info Hartanah<\/a> (87)\n<\/li>\n<\/ul>\n\n<p><a href=\"http:\/\/www.9dari10.com\/partner\/go.php?id=1305_0_1_2\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border:0px\" src=\"http:\/\/www.9dari10.com\/partner\/media\/banners\/banner.gif\" alt=\"\" width=\"468\" height=\"60\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Di Malaysia, terdapat banyak agensi yang ditubuhkan untuk melindungi atau membantu pengguna. Sebilangan daripada kita masih belum mengetahui mengenai kewujudan agensi tersebut. Berikut adalah beberapa agensi ini dan bagaimana anda&#8230; <a href=\"https:\/\/alwahidaismail.com\/blog\/4-agensi-yang-memberikan-khidmat-perlindungan-kewangan-di-malaysia\/\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":1296,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1295","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-dan-kewangan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1295","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/comments?post=1295"}],"version-history":[{"count":5,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1295\/revisions"}],"predecessor-version":[{"id":1396,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1295\/revisions\/1396"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media\/1296"}],"wp:attachment":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media?parent=1295"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/categories?post=1295"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/tags?post=1295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}