{"id":1164,"date":"2021-07-09T14:20:35","date_gmt":"2021-07-09T06:20:35","guid":{"rendered":"https:\/\/alwahidaismail.com\/blog\/?p=1164"},"modified":"2021-07-09T14:21:38","modified_gmt":"2021-07-09T06:21:38","slug":"apa-itu-teknik-50-30-20-dalam-pengurusan-kewangan","status":"publish","type":"post","link":"https:\/\/alwahidaismail.com\/blog\/apa-itu-teknik-50-30-20-dalam-pengurusan-kewangan\/","title":{"rendered":"Apa Itu Teknik 50\/30\/20 Dalam Pengurusan Kewangan?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Infinity-Infographic-for-Jordan-Do-you-have-trouble-budgeting_@27Aug-02-1024x766.jpg\" alt=\"\" class=\"wp-image-1165\" width=\"970\" height=\"725\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Infinity-Infographic-for-Jordan-Do-you-have-trouble-budgeting_@27Aug-02-1024x766.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Infinity-Infographic-for-Jordan-Do-you-have-trouble-budgeting_@27Aug-02-300x225.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Infinity-Infographic-for-Jordan-Do-you-have-trouble-budgeting_@27Aug-02-768x575.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Infinity-Infographic-for-Jordan-Do-you-have-trouble-budgeting_@27Aug-02-1536x1150.jpg 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Infinity-Infographic-for-Jordan-Do-you-have-trouble-budgeting_@27Aug-02-624x467.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Infinity-Infographic-for-Jordan-Do-you-have-trouble-budgeting_@27Aug-02-240x180.jpg 240w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Infinity-Infographic-for-Jordan-Do-you-have-trouble-budgeting_@27Aug-02.jpg 1650w\" sizes=\"auto, (max-width: 970px) 100vw, 970px\" \/><\/figure>\n\n\n\n<p>Teknik 50\/30\/20 adalah sebuah \u2018<em>budgeting rule\u2019 <\/em>yang diperkenalkan oleh Elizabeth Warren, seorang senator Amerika Syarikat yang telah pun berkhidmat sejak tahun 2013.<\/p>\n\n\n\n<p>Teknik 50\/30\/20 ini sangatlah mudah untuk difahami untuk menguruskan bajet dan kewangan peribadi, dan ia juga dibuktikan berkesan dalam membantu mencapai matlamat kewangan.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=48&amp;l=ur1&amp;category=kindle&amp;banner=1ND5GDH0AN4MW8BKGP82&amp;f=ifr&amp;linkID=41eaf82b110bd851397626dc029e72b7&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"728\" height=\"90\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p>Berikut adalah cara untuk mengaplikasikan teknik ini ke dalam pengurusan kewangan dan bajet :<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Hitung Pendapatan Bersih Anda Selepas Cukai Dan Sebagainya<\/strong><\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/what-is-annual-income.jpg\" alt=\"\" class=\"wp-image-1166\" width=\"932\" height=\"495\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/what-is-annual-income.jpg 800w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/what-is-annual-income-300x159.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/what-is-annual-income-768x408.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/what-is-annual-income-624x332.jpg 624w\" sizes=\"auto, (max-width: 932px) 100vw, 932px\" \/><\/figure>\n\n\n\n<p>Pendapatan bersih terbahagi kepada dua iaitu :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Pekerjaan Biasa :<\/li><\/ul>\n\n\n\n<p>Pendapatan Bersih = Gaji &#8211; (Cukai + EPF)<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Pekerjaan Sendiri :<\/li><\/ul>\n\n\n\n<p>Pendapatan Bersih = Pendapatan Kasar &#8211; (Perbelanjaan bisnes(minyak,tol, dsb) + Cukai Pendapatan)<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=12&amp;l=ur1&amp;category=amzn_firetv_eg_101618&amp;banner=07Z1A8KKG3NGABM31PG2&amp;f=ifr&amp;linkID=be8e47d121095d4f77c3576f575041dc&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"250\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p><strong>2. Hadkan Keperluan Kepada 50% Sahaja<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"613\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/ezgif-6-fb8aa976d063-1024x613.jpg\" alt=\"\" class=\"wp-image-1167\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/ezgif-6-fb8aa976d063-1024x613.jpg 1024w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/ezgif-6-fb8aa976d063-300x180.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/ezgif-6-fb8aa976d063-768x460.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/ezgif-6-fb8aa976d063-1536x919.jpg 1536w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/ezgif-6-fb8aa976d063-624x373.jpg 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/ezgif-6-fb8aa976d063.jpg 1900w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Untuk bahagian ini, anda haruslah pandai membezakan antara keperluan dan juga kemahuan.<\/p>\n\n\n\n<p>Apabila anda mampu untuk membezakan antara keperluan dan kemahuan, anda haruslah mengehadkan hanya 50% sahaja daripada pendapatan bersih anda untuk perbelanjaan keperluan.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.lazada.com.my\/products\/mamypoko-airfit-girl-pants-xl-12-17kg-38-x-4-packs-152-pcs-i217753145-s275812580.html?laz_trackid=2:mm_150510413_52251010_2011201157:clkgg2f981f9gt2s8op3cl&amp;mkttid=clkgg2f981f9gt2s8op3cl\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/da872b5cde632bf78b5616e16dc94a28-8.png\" alt=\"\" class=\"wp-image-1170\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/da872b5cde632bf78b5616e16dc94a28-8.png 1000w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/da872b5cde632bf78b5616e16dc94a28-8-300x300.png 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/da872b5cde632bf78b5616e16dc94a28-8-150x150.png 150w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/da872b5cde632bf78b5616e16dc94a28-8-768x768.png 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/da872b5cde632bf78b5616e16dc94a28-8-624x624.png 624w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/da872b5cde632bf78b5616e16dc94a28-8-180x180.png 180w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/da872b5cde632bf78b5616e16dc94a28-8-60x60.png 60w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/a><\/figure>\n\n\n\n<p>Dalam erti kata lain, 50% ini adalah kos tetap iaitu bayaran yang mesti dibuat setiap bulan seperti pinjaman pembiayaan rumah, kereta, sewaan, bayar takaful, dan bil-bil utiliti.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=12&amp;l=ur1&amp;category=electronics&amp;banner=1RJ5QAT5B55ECPXSXB82&amp;f=ifr&amp;linkID=cfc9b58a51652fff55a9875ff81fbbf7&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"250\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p>Jumlah 50% ini juga merangkumi perbelanjaan-perbelanjaan asas seperti makan-minum, barang dapur, minyak kereta dan tol.<\/p>\n\n\n<div class=\"alignleft\">\n     <script type=\"text\/javascript\">\n       \tamzn_assoc_ad_type = \"banner\";\n\tamzn_assoc_marketplace = \"amazon\";\n\tamzn_assoc_region = \"US\";\n\tamzn_assoc_placement = \"assoc_banner_placement_default\";\n\tamzn_assoc_campaigns = \"kindle\";\n\tamzn_assoc_banner_type = \"category\";\n\tamzn_assoc_isresponsive = \"true\";\n\tamzn_assoc_banner_id = \"0PA4YRDT71B8KC02R2G2\";\n\tamzn_assoc_tracking_id = \"alwahidaismai-20\";\n\tamzn_assoc_linkid = \"d25b36225e898f0d2c2ee8572533daaf\";\n     <\/script><br \/>\n     <script src=\"\/\/z-na.amazon-adsystem.com\/widgets\/q?ServiceVersion=20070822&amp;Operation=GetScript&amp;ID=OneJS&amp;WS=1\"><\/script>\n    <\/div>\n\n\n\n<p>3<strong>. Hadkan Kemahuan Kepada 30% Sahaja<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"970\" height=\"643\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/TFS_Article_2019_970x643.jpg\" alt=\"\" class=\"wp-image-1168\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/TFS_Article_2019_970x643.jpg 970w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/TFS_Article_2019_970x643-300x199.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/TFS_Article_2019_970x643-768x509.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/TFS_Article_2019_970x643-624x414.jpg 624w\" sizes=\"auto, (max-width: 970px) 100vw, 970px\" \/><\/figure>\n\n\n\n<p>Untuk bahagian 30% ini pula, ianya khas untuk komitmen tidak tetap atau perbelanjaan yang berubah-ubah dan kurang penting.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=49&amp;l=ur1&amp;category=clothingandshoes&amp;banner=0KGG5528RQ692034NDG2&amp;f=ifr&amp;linkID=a92a86c8569db7d3271619e761adf7d8&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"300\" height=\"600\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p>Dalam teknik 50\/30\/20, bahagian 30% ini adalah bahagian yang paling digemari kerana jarang-jarang sekali kita mempunyai bajet untuk meletakkan kemahuan.<\/p>\n\n\n\n<p>Contoh perbelanjaan kemahuan ini adalah seperti melancong, shopping, menonton wayang, menambah aksesori kereta dan sebagainya.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=13&amp;l=ur1&amp;category=outlet&amp;banner=1YDJ88YXNCZ632V7HWG2&amp;f=ifr&amp;linkID=bd353f3343fb9f4416250386e5795280&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"468\" height=\"60\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p>4<strong>. Simpan atau Laburkan 20% Daripada Pendapatan<\/strong><\/p>\n\n\n\n<p>Dalam teknik 50\/30\/20, bahagian ini adalah bahagian yang paling penting.<\/p>\n\n\n\n<p>Anda haruslah memasukkan 20% daripada pendapatan bersih anda untuk simpanan tabung kecemasan, simpanan persaraan, pelaburan dan perlindungan insurans takaful.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/18624064_23842596782500712_1936557413251416064_n-1.jpg\" alt=\"\" class=\"wp-image-1169\" srcset=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/18624064_23842596782500712_1936557413251416064_n-1.jpg 800w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/18624064_23842596782500712_1936557413251416064_n-1-300x200.jpg 300w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/18624064_23842596782500712_1936557413251416064_n-1-768x512.jpg 768w, https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/18624064_23842596782500712_1936557413251416064_n-1-624x416.jpg 624w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p>Untuk tabung kecemasan, anda haruslah mempunyai sekurang-kurangnya 3 ke 6 kali gaji yang anda perolehi sekarang. Contohnya jika gaji anda adalah RM 3000, jadi tabung kecemasan anda haruslah mempunyai sekurang-kurangnya RM 9000.<\/p>\n\n\n<p><iframe loading=\"lazy\" src=\"\/\/rcm-na.amazon-adsystem.com\/e\/cm?o=1&amp;p=48&amp;l=ur1&amp;category=kindle&amp;banner=03P504H7KH1CGWSMW7R2&amp;f=ifr&amp;linkID=3a5eb010f4701036be502141572dff49&amp;t=alwahidaismai-20&amp;tracking_id=alwahidaismai-20\" scrolling=\"no\" border=\"0\" marginwidth=\"0\" style=\"border:none;\" width=\"728\" height=\"90\" frameborder=\"0\"><\/iframe><\/p>\n\n\n\n<p>Sekiranya kita mampu untuk menyimpan lebih dari jumlah tersebut, ia adalah lebih baik tetapi jika tidak mampu, kita cuma perlu ikut teknik 50\/30\/20.<\/p>\n\n\n\n<p>Kesimpulannya, untuk menggunakan teknik ini, langkah pertama yang patut anda lakukan adalah pandai dan faham untuk membezakan keperluan dan kemahuan anda sendiri.<\/p>\n\n\n<p><iframe style=\"width:120px;height:240px;\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" src=\"\/\/ws-na.amazon-adsystem.com\/widgets\/q?ServiceVersion=20070822&amp;OneJS=1&amp;Operation=GetAdHtml&amp;MarketPlace=US&amp;source=ac&amp;ref=tf_til&amp;ad_type=product_link&amp;tracking_id=alwahidaismai-20&amp;marketplace=amazon&amp;region=US&amp;placement=B08J61NFNR&amp;asins=B08J61NFNR&amp;linkId=7b990ccd32edfa0dff2d61a6dcc97ec6&amp;show_border=false&amp;link_opens_in_new_window=false&amp;price_color=333333&amp;title_color=0066c0&amp;bg_color=ffffff\" frameborder=\"0\"><br \/>\n    <\/iframe><\/p>\n\n\n\n<p>Contohnya, jika anda mendapat gaji bersih sebanyak RM 2000 sebulan, anda hanya perlu pecahkannya kepada formula 50\/30\/20 ini dan anda akan mendapat jumlah tersebut :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Keperluan &#8211; 50% : RM 1000<\/li><li>Kemahuan &#8211; 30% : RM 600<\/li><li>Simpanan &#8211; 20% : RM 400<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/fadzliaziz.onpay.my\/order\/form\/bukansekadarcinta\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"584\" height=\"540\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Webp.net-gifmaker-27-2-7.gif\" alt=\"\" class=\"wp-image-1171\"\/><\/a><\/figure>\n\n\n\n<p>Berikut adalah contoh yang jelas tentang pecahan formula tersebut. Begitulah signifikannya teknik 50\/30\/20 ini dalam membantu menguruskan pendapatan anda dengan lebih baik lagi dan formula ini amatlah sesuai digunakan untuk mereka yang berpendapatan sederhana.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/alwahidaismail.com\/senarai-perumahan-baru\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" width=\"940\" height=\"788\" src=\"https:\/\/alwahidaismail.com\/blog\/wp-content\/uploads\/2021\/07\/Webp.net-gifmaker-23-6.gif\" alt=\"\" class=\"wp-image-1172\"\/><\/a><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n<ul class=\"wp-block-categories-list wp-block-categories\">\t<li class=\"cat-item cat-item-2\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/ekonomi-dan-kewangan\/\">Ekonomi dan Kewangan<\/a> (28)\n<\/li>\n\t<li class=\"cat-item cat-item-3\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/lokasi-perumahan-baru-free-yuran-guaman\/\">Perumahan Baru Free Yuran Guaman<\/a> (10)\n<\/li>\n\t<li class=\"cat-item cat-item-1\"><a href=\"https:\/\/alwahidaismail.com\/blog\/category\/tips-info-hartanah\/\">Tips &amp; Info Hartanah<\/a> (87)\n<\/li>\n<\/ul>\n\n<p><a href=\"http:\/\/www.9dari10.com\/partner\/go.php?id=1305_0_1_2\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" style=\"border:0px\" src=\"http:\/\/www.9dari10.com\/partner\/media\/banners\/banner.gif\" alt=\"\" width=\"468\" height=\"60\"><\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Teknik 50\/30\/20 adalah sebuah \u2018budgeting rule\u2019 yang diperkenalkan oleh Elizabeth Warren, seorang senator Amerika Syarikat yang telah pun berkhidmat sejak tahun 2013. Teknik 50\/30\/20 ini sangatlah mudah untuk difahami untuk&#8230; <a href=\"https:\/\/alwahidaismail.com\/blog\/apa-itu-teknik-50-30-20-dalam-pengurusan-kewangan\/\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":1165,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1164","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi-dan-kewangan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/comments?post=1164"}],"version-history":[{"count":2,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1164\/revisions"}],"predecessor-version":[{"id":1174,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/posts\/1164\/revisions\/1174"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media\/1165"}],"wp:attachment":[{"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/media?parent=1164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/categories?post=1164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alwahidaismail.com\/blog\/wp-json\/wp\/v2\/tags?post=1164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}